☎ Villa Riza in Lilo-an, Cebu @ Php6,483.20 per month PAG-IBIG Financing

On September 18, 2015 I was able to help and assist a client that wanted a house which is "SINGLE ATTACHED" They RESERVED a house worth Php1,184,100.  Our client job's are Accountant (wife) and Overseas Filipino Worker (Husband) they have a 6 year old child.  Before your purchase a house make sure that your salary is qualify.

For a PAG-IBIG Loan worth @ Php909,000 your salary should be a least Php18,523.43 per month and you need to pay Total Equity of Php274,027.40 and Additional Fees worth Php31,640.00

The following are needed for you to reserved the house:
RESERVATION FEE: PHP10,000 Non-refundable

1) 2 Valid ID's (government issued) - with spouse if applicable
2) Auhtorization Letter with buyer's signature/ SPA (with authorized person's 2 valid ID's)
3) 1 month latest payslip / unexpired employment contract
4) Proof of Billing (with certification if borrowed)
5) Marriage / Birth Certficate (NSO)
6) T.I.N # / TIN ID / BIR 2316/2306 duly stamped by BIR
7) HDMF MID No.

Hardest part of buying a house is the equity payments.  So we have planned equity payment scheme that our client can avail.

EQUITY PAYMENTS TOTAL: PHP274,027.40
You can negotiate your equity payment terms with the marketing
      As of September 2015 our equity payment is spread up to 90 mos.

EQUITY 1: PHP50.000 payable 6 months or Php8,333.33 per month
EQUITY 2: PHP224,027.40 payable 84 mos or Php2,666.99 per month

Note: PAG-IBIG LOAN + EQUITY 2 will be paid together
       Sample  if you decided to have 30yrs PAG-IBIG
            Php6,483.20 + Php2,666.99 per month = Php9,150.19 per month this is only for the duration of your equity2.



PAG-IBIG FUND Payment Terms:
3 years repricing
6.5% interest per annum

15 yrs: Php8,656.06 per month  your GROSS INCOME should be Pnp24,731.60 per month
20 yrs: Php7,514.96 per month  your GROSS INCOME should be Pnp21,471.31 per month
30yrs: PHp6,483.20 per month   your GROSS INCOME should be Pnp18,523.43 per month


ADDITIONAL FEES: Php31,640.00 paid 6 months
     Addtional Fees and Equity 1 will be paid together
         Sample:  EQUITY 1 + Additional Fees:   Php8,333.33 + Php4,940.00 per month
                     =  Php13,273.33 per month



Before you decide of buying a house be sure that you have enough funds to pay for the duration of the equity.     Target completion of  our houses will be 12 months time.


Client's  Site Visit Photo's

ONE STOREY FLOOR PLAN

This House has LOT AREA: 97sqm.  My client reserved this Single Attached House

Single Attached means it has a firewall and its not beside with another house.

SEPTEMBER 18, 2015 UPDATES

☎  Just call:  0923.652.2220 / 0917.686.4469 / 350.2062

I pray that very soon, you will own a house with all the documents in your name in the name of Jesus.Please if you don't want a house don't type amen.This prayer is for those that wants a house and have faith in God.If you believe.  Type AMEN and Share.

➡ Looking for a Php1,000,000 to Php1,250,000 House?

"Why invest a property that is still on its pre-selling? "

1. Property is still at its lowest price. A property generally becomes more expensive when it is ready for occupancy. Convenience entails a price. 

2. Request for changes on the interior can still be possible. (depending on the developer)

3. A property on its pre-selling is offered with longer EQUITY or DOWNPAYMENT term compared to a house that is READY for OCCUPANCY wherein downpayment has to be paid either at one time or for shorter term (between 3 to 6 months). 

4. A property that is on its pre-selling is most ideal for new Pag-Ibig members waiting to qualify for the Pag-Ibig Loan. Home buyer can start paying the monthly equity while continue to pay as well the Pag-Ibig or HDMF monthly contribution till he/she reaches the 24th contribution, enough to make him/her qualify for the loan.


Here's a list of our hottest properties we have in inventory this month...



This is Villa Riza Subdivision in Upper Yati, Lilo-an, Cebu
Price: Php1,009,500 
Lot Area: 80sqm

Total Equity / Downpayment: Php148,867.60 spread 36 months

Additional Fees: Php31,650.00 be paid 12 months or Php2,470 per month

what are the additional fees composed of:  Php31,640

1. HDMF Filling fee (PAG-IBIG Fund)
2. Notorial Fees
3. Water Connection
4. Advance Realty Tax (3yrs)
5. Other gov't agencies fees

for PAG-IBIG FUND HOUSING LOAN MONTHLY AMORTIZATION
     30yrs: Php6,064.19 per month (Php17,326.26 GROSS INCOME)
     20yrs: Php7,038.07 per month (Php20,108.77 GROSS INCOME)
     15yrs: Php8,115.15 per month (Php23,186.14 GROSS INCOME)

GROSS INCOME per month should be your basis for qualification for your Loan in PAG-IBIG or HDMF
    Requirements upon reservation. Please see if you have it all

1. 6 pcs 1x1 pictures with white background
2. Birth Certificate
3. Marriage Contract     
4. one month latest payslip
5. photocopy of 2 VAlid I.D
6. Certificate of employment
7. 2 valid Government i.d spouse if married
8. Proof of billing
9. you need to be a PAG-IBIG Member

SITE MAP and AVAILABILITY MAP

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Another Option Pre-selling Townhouses in Compostela, Cebu

Open for Reservation on November 24, 2014.
Price Range: 1.2M to 1.7M
Foor Area: 50 SQ M
Lot Area: 40-45 SQ M
Reservation Fee: 15,000 pesos

Location: Compostela, Cebu

-situated right at the heart of Compostela
- Just 200 meters away from the high way
- safe location
- walking distance to Compostela Municipal Hall
- near to school, church and establishments.

PRICE RANGE: PHP1,250,000 to Php1,700,000

PAYMENTS OPTIONS:

20% Equity and 80% Bank Financing
30% Equity and 70% PAG-IBIG Financing

August 2015

Reservation: Php10,000

 1st to 6th month  = Php4,500
 7th to 12th month = Php5,500
13th to 18th month = Php6,500
19th to 24th month = Php7,500
25th to 30th month = Php8,500
31st to 36th month = Php9,500

SITE AVAILABLE MAP:

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http://homeph.darbutterfly.com/
➡ Contact us: 0909.600.6000 / 0923.652.2220

✔Click this http://spyhomeph.blogspot.com/ 😊
👉 Please contact us 0923.652.2220 / 0917.686.4469 / 350.2062

❤ RICHWOOD - COMPOSTELA, CEBU

❤ RICHWOOD - COMPOSTELA
✔ Php5,531 per month PAG-IBIG FINANCING
✔Walking distance to schools, church, municipal hall, national road and to the beautiful beach resort
✔Price Range: Php1,250,000 to Php1,598,000

➡Type of Unit: Townhouses
➡No. of Units: 750 units
➡Floor Area: 50sqm.
➡Lot Area: 40-45sqm.

➡Houses will be delivered on 2018 or 36 months time
➡30% Equity of Php10,000 per month spread to 36 months and
➡70% Loanable through PAG-IBIG Financing @ Php5,531 per month (30yrs)

➡In-house Financing available with 20% Equity payments and 80% Balance spread in 5 yrs.

➡ EQUITY PROMO
              Reservation: Php10,000

              1st to 6th month  = Php4,500
              7th to 12th month = Php5,500
            13th to 18th month = Php6,500
            19th to 24th month = Php7,500
            25th to 30th month = Php8,500
            31st to 36th month = Php9,500

SITE DEVELOPMENT MAP

"Why invest a property that is still on its pre-selling? "

1. Property is still at its lowest price. A property generally becomes more expensive when it is ready for occupancy. Convenience entails a price. 

2. Request for changes on the interior can still be possible. (depending on the developer)

3. A property on its pre-selling is offered with longer EQUITY or DOWNPAYMENT term compared to a house that is READY for OCCUPANCY wherein downpayment has to be paid either at one time or for shorter term (between 3 to 6 months). 

4. A property that is on its pre-selling is most ideal for new Pag-Ibig members waiting to qualify for the Pag-Ibig Loan. Home buyer can start paying the monthly equity while continue to pay as well the Pag-Ibig or HDMF monthly contribution till he/she reaches the 24th contribution, enough to make him/her qualify for the loan.







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http://homeph.darbutterfly.com/
➡ If you wish to know more about this subdivision Please contact us 0917.686.4469 or 0923.652,2220

❤ CAMELLA HOMES - Cebu City

❤ Looking for a Ready for Occupancy Homes in Cebu City?
❤ Houses with Outright Discount!!!!
✔Check the houses below

MARGA MODEL

❤ Marga 46
Lot Area: 88sqm

✔Price: Php2,283,320
✔Reservation: Php20,000

✔10% Downpayment = Php29,048 per month (7months to pay)
 5% Discount = Php111,666  DISCOUNTS!!!!

✔85% Balance: Bank Financing @ Php18,320 per month (20yrs)

=================================

MARGARITA MODEL HOME

❤ Margarita Inner Unit 46

Lot Area: 44sqm

✔Price: Php1,512,484
✔Reservation: Php15,000

✔10% Downpayment = Php22,209 per month (6months to pay)
 5% Discount = Php74,124 DISCOUNTS!!!!

✔85% Balance: Bank Financing @ Php10,541 per month (20yrs)

==============================

REANA MODEL HOUSE

❤Reana Outer Unit 40
Lot Area: 66sqm

✔Price: Php1,809,920

✔Reservation: Php15,000

✔10% Downpayment = Php27,166 per month (6months to pay)
 5% Discount = Php88,996  DISCOUNTS!!!!

✔85% Balance: Bank Financing @ Php12,655 per month (20yrs)

===============================

❤MARIANA DOWNHILL 46
Lot Area: 66sqm

✔Price: Php2,529,700

✔Reservation: Php20,000

✔10% Downpayment = Php37,162 per month (6months to pay)
 5% Discount = Php121,485 DISCOUNTS!!!!

✔85% Balance: Bank Financing @ Php17,275 per month (20yrs)

✔Click this http://spyhomeph.blogspot.com/ 😊
👉 Please contact us 0923.652.2220 / 0917.686.4469 / 350.2062

http://homeph.darbutterfly.com/
➡ If you wish to know more about this subdivision Please contact us 0917.686.4469 or 0923.652,2220

❤ AMOA Subdivision - Compostela, Cebu

•.¸¸•´¯`•.¸¸.ஐ Good Reasons why it is good to buy PRE-SELLING HOME is that you can Save As Much as 30% from the price and you can also choose convenient location (Block # / Lot #) of your house. •.¸¸•´¯`•.¸¸.ஐ  ❤ Good Example: Is Anami Homes in Jugan, Consolacion I remember the Pre-selling price is Php1,400,000 then. Now 4 years later its Php2,049,000 its Php600,000 increase.

This subdivision is in Cabadiangan, Compostela, Cebu living here in Northern Province is great.  Compostela has Good Roads, No Heavy Traffic, Commercial Area, Beach Resort, Private and Public Schools are just minutes ride.

Above is the main Road going to the Main Entrance

Above is the View Deck 

Above is the Beautiful view

I LOVE AMOA Compostela, Cebu

❤ Amenities ❤

✔Clubhouse

✔Kiddie Pool

✔Play Area

✔Transit Hub

✔Lap Pool

✔Grand Lawn

✔Basketball Court

✔Guard House

======================
✔ Townhouses: 109  and
✔ Attached 2 storey: 15
======================

1st Floor
 Living Area: 9sqm
 Kitchen-Dinning Area: 12sqm
 Bedroom 1: 7sqm
 Toilet and Bath: 4sqm
 Additional Storage Space: 2sqm
 Porch: 7sqm

2nd Floor
 Masters Bedroom: 8sqm
 Toilet and Bath: 3sqm
 Bedroom 2: 8sqm
 Bedroom 3: 8sqm
 Stairwell: 7sqm
 Hallway: 3sqm

Price: Php1,650,000
 Reservation: Php15,000
 20% Downpayment: Php9,167per month (36 months)
 80% Balance: Php9,841 per month (20yrs)

TOWNHOUSES (Innter Units) / SINGLE ATTACHED HOMES (Corner)

============================
✔Attached 1 Storey: 29
============================
 Living Area: 7sqm
 Kitchen-Dinning Area: 11sqm
 Bedroom 1: 8sqm
 Toilet and Bath: 3sqm
 Bedroom 2: 8sqm
 Porch: 8sqm

Price: Php2,100,000
 Reservation: Php15,000
 20% Downpayment: Php11,667per month (36 months)
 80% Balance: Php12,525 per month

SINGLE ATTACHED ONE STOREY HOUSE

============================
✔Single Detached 1 Storey: 35
============================
 Living Area: 7sqm
 Kitchen-Dinning Area: 11sqm
 Bedroom 1: 8sqm
 Toilet and Bath: 3sqm
 Bedroom 2: 8sqm
 Porch: 7sqm



Price: Php2,100,000
 Reservation: Php15,000
 20% Downpayment: Php11,667per month (36 months)
 80% Balance: Php12,525 per month

SINGLE DETACHED ONE STOREY HOME

============================
✔Single Detached 2 Storey: 47
============================
1st Floor
 Living Area: 10sqm
 Kitchen-Dinning Area: 12sqm
 Bedroom 1: 6sqm
 Toilet and Bath: 4sqm
 Additional Storage Space: 2sqm
 Hallway: 4sqm
 Porch: 8sqm

2nd Floor
 Masters Bedroom: 10sqm
 Toilet and Bath: 3sqm
 Bedroom 2: 7sqm
 Bedroom 3: 7sqm
 Stairwell: 6sqm
 Hallway: 4sqm

Price: Php3,100,000
 Reservation: Php15,000
 20% Downpayment: Php17,222per month (36 months)
 80% Balance: Php18,490 per month (20yrs)

ABOVE: SINGLE DETACHED HOUSE

"Why invest a property that is still on its pre-selling? "

1. Property is still at its lowest price. A property generally becomes more expensive when it is ready for occupancy. Convenience entails a price. 

2. Request for changes on the interior can still be possible. (depending on the developer)

3. A property on its pre-selling is offered with longer EQUITY or DOWNPAYMENT term compared to a house that is READY for OCCUPANCY wherein downpayment has to be paid either at one time or for shorter term (between 3 to 6 months). 

4. A property that is on its pre-selling is most ideal for new Pag-Ibig members waiting to qualify for the Pag-Ibig Loan. Home buyer can start paying the monthly equity while continue to pay as well the Pag-Ibig or HDMF monthly contribution till he/she reaches the 24th contribution, enough to make him/her qualify for the loan.

http://homeph.darbutterfly.com/
➡ If you wish to know more about this subdivision Please contact us 0917.686.4469 or 0923.652,2220

✔ 500sqm Lot near Mitsumi - Danao City, Cebu

TITLED LOT FOR SALE IN THE CEBU NORTH....
http://homeph.darbutterfly.com/
➡ Contact us: 0909.600.6000 / 0923.652.2220

IDEAL FOR BUSINESS MINDED PERSON THAT NEEDED CASH FLOW

➡ 500sqm Titled lot in Danao City, Cebu. The Price: php1,600,000 and the lot is near Mitsumi where rental rooms are very profitable. Base on current room rental rate per month is php1,500 at 8feet by 8feet.

This property is composed of two (2) tiles at 250sqm each but we will be selling it together.  Approximately 100meters from Mitsumi Gate.

➡ with 3 meters road right of way...

➡ Your neighbors is also making money to rentals..

➡ Property is walking distance to the beach...

There are two things you can buy with your money... An asset and a liability. To describe each...

An asset brings money inside your pocket; a liability takes money out of your pocket. Another way to see, it is that an asset if you buy one, will bring the money you spent for it back to you 2 or 3 folds. A liability, when you buy it will not give your money back at all.

Real Estate Property is an asset that will increase through times it will give you 200% money back within 10yrs time.

http://homeph.darbutterfly.com/
➡ Contact us: 0909.600.6000 / 0923.652.2220

✔ Aduna Beach Villas in Danao City, Cebu

👍

Customer Satisfaction Guarantee

✔ Aduna Beach Villas is located in Guinsay, Danao City, Cebu.  Its about 30 kilometers from Cebu City.  This subdivision is good for retirement and residential home. All houses is single detached with mininum lot size of 180sqm.  

✔Amenities:

 ➡Elegant designed gate with guardhouse
 ➡Perimeter Fence
 ➡Wide concrete roads, curbs and gutters
 ➡Resort inspired sidewalks with bollard light
 ➡Beachfront clubhouse
 ➡Infinity pool
 ➡100 meter boardwalk with sundeck
 ➡Concealed underground electrical, telephone and cable lines
 ➡Water distribution system
 ➡Underground sewage and treatment facilities

 ➡Infinity pool

 ➡100 meter boardwalk with sundeck

 ➡Beachfront clubhouse

✔ Community Features

➡ 3 Hectares gated community
➡ Only 79 Single detached Villas
 ➡24 hours security
 ➡Pristine natural Surroundings
➡ Landscaped park and playground
 ➡Mangrove Park
 ➡24o Meters long beach front
 ➡Only 30 KM from Cebu Business District


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ABOUT THE HOUSES:

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✔ ONE BEDROOM VILLAS - Prices Starts at Php3.7M

Ground Floor

Living/Dining/Kitchen = 27sqm

Bedroom = 21sqm

Toilet and Bath = 6sqm

Covered Carport = 30sqm

Terrace = 23sqm

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✔ TWO BEDROOMS VILLAS - Price Starts at Php5M

Ground Floor

** Living/Dining /Kitchen = 27sqm

** Bedroom 1 = 16sqm

** Toilet & Bath (shared) = 6sqm

** Bedroom 2/Den = 14sqm

** Maid’s Room = 6sqm

** Toilet & Bath = 3sqm

** Covered Carport = 30sqm

** Terrace = 28sqm

Loft

** Master’s Bedroom = 19sqm

** Toilet & Bath = 6sqm

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✔ THREE BEDROOMS VILLAS - Prices Starts at Php6.6M

1st Floor

Loft

Ground Floor

** Living/Dining /Kitchen 27sqm

** Bedroom = 12sqm

** Toilet&bath =  4sqm

** Maid’s Room = 6sqm

** Toilet & Bath = 4sqm

** Covered Carport = 30sqm

** Terrace = 23sqm

Loft

** Master’s Bedroom = 13sqm

** Toilet & Bath = 6sqm

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Move-in Fee: Php50,000 (below are the breakdown)

** Php 5,000 (One time membership fee)
** Php 5,000 (Annual Maintenance Fee)
** Php 5,000 (Water Connection Fee)
** Php 5,000 (Power Connection Fee)
** Php30,000 (Plant hedges and landscaping

Note: For Beach front units, Cash Buyers will have priority over other buyers

PAYMENTS:

✔ Reservation Fee: Php50,000

20% EQUITY PAYMENTS spread into 18 months

80% Balance Thru Bank Financing

or

30% EQUITY PAYMENTS spread into 18 months
70% Balance Thru Bank Financing

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http://homeph.darbutterfly.com/

➡ If you wish to know more about this subdivision Please contact us 0917.686.4469 or 0923.652,2220