On September 18, 2015 I was able to help and assist a client that wanted a house which is "SINGLE ATTACHED" They RESERVED a house worth Php1,184,100. Our client job's are Accountant (wife) and Overseas Filipino Worker (Husband) they have a 6 year old child. Before your purchase a house make sure that your salary is qualify.
For a PAG-IBIG Loan worth @ Php909,000 your salary should be a least Php18,523.43 per month and you need to pay Total Equity of Php274,027.40 and Additional Fees worth Php31,640.00
RESERVATION FEE: PHP10,000 Non-refundable
1) 2 Valid ID's (government issued) - with spouse if applicable
2) Auhtorization Letter with buyer's signature/ SPA (with authorized person's 2 valid ID's)
3) 1 month latest payslip / unexpired employment contract
4) Proof of Billing (with certification if borrowed)
5) Marriage / Birth Certficate (NSO)
6) T.I.N # / TIN ID / BIR 2316/2306 duly stamped by BIR
7) HDMF MID No.
Hardest part of buying a house is the equity payments. So we have planned equity payment scheme that our client can avail.
EQUITY PAYMENTS TOTAL: PHP274,027.40
You can negotiate your equity payment terms with the marketing
As of September 2015 our equity payment is spread up to 90 mos.
EQUITY 1: PHP50.000 payable 6 months or Php8,333.33 per month
EQUITY 2: PHP224,027.40 payable 84 mos or Php2,666.99 per month
Note: PAG-IBIG LOAN + EQUITY 2 will be paid together
Sample if you decided to have 30yrs PAG-IBIG
Php6,483.20 + Php2,666.99 per month = Php9,150.19 per month this is only for the duration of your equity2.
PAG-IBIG FUND Payment Terms:
3 years repricing
6.5% interest per annum
15 yrs: Php8,656.06 per month your GROSS INCOME should be Pnp24,731.60 per month
20 yrs: Php7,514.96 per month your GROSS INCOME should be Pnp21,471.31 per month
30yrs: PHp6,483.20 per month your GROSS INCOME should be Pnp18,523.43 per month
ADDITIONAL FEES: Php31,640.00 paid 6 months
Addtional Fees and Equity 1 will be paid together
Sample: EQUITY 1 + Additional Fees: Php8,333.33 + Php4,940.00 per month
= Php13,273.33 per month
Before you decide of buying a house be sure that you have enough funds to pay for the duration of the equity. Target completion of our houses will be 12 months time.
Client's Site Visit Photo's
ONE STOREY FLOOR PLAN
This House has LOT AREA: 97sqm. My client reserved this Single Attached House
Single Attached means it has a firewall and its not beside with another house.
SEPTEMBER 18, 2015 UPDATES
☎ Just call: 0923.652.2220 / 0917.686.4469 / 350.2062
I pray that very soon, you will own a house with all the documents in your name in the name of Jesus.Please if you don't want a house don't type amen.This prayer is for those that wants a house and have faith in God.If you believe. Type AMEN and Share.
